Rates
Get more from your savings at TFECU
Rates Subject to Change Without Notice
Rates effective April 8, 2008
|
|
Minimum |
Rate |
APY |
|
Share
Savings* |
$5 |
1.25% |
1.26% |
|
$10,000 |
1.50% |
1.51% |
|
|
$20,000 |
1.75% |
1.77% |
|
|
$40,000 |
2.00% |
2.03% |
|
|
Share
Drafts |
$300 |
0.75% |
0.76% |
|
Special
"4" |
$1 |
0.75% |
0.76% |
* $50 minimum balance required to earn dividends
|
Minimum |
Rate |
APY |
|
|
Money
Market |
$25 |
1.75% |
1.77% |
|
$5,000 |
2.00% |
2.02% |
|
|
$20,000 |
2.50% |
2.53% |
|
|
$30,000 |
2.75% |
2.78% |
|
|
$50,000 |
3.25% |
3.30% |
|
|
$100,000 |
3.50% |
3.56% |
|
|
Rate |
APY |
|
IRA
Shares |
3.00% |
3.04% |
|
|
|
|
|
IRA
1 year certificate |
2.77% |
2.80% |
|
IRA
2 year certificate |
3.06% |
3.10% |
|
IRA
3 year certificate |
3.26% |
3.30% |
|
60
day certificate |
2.10% |
2.12% |
|
180
day certificate |
2.62% |
2.65% |
|
12
month certificate |
2.77% |
2.80% |
|
24
month certificate |
3.06% |
3.10% |
|
36
month certificate |
3.26% |
3.30% |
Loan Rates as of May 1, 2008
|
New
Auto |
|
|
|
|
W/Checking |
W/O Checking |
|
36
months |
4.75% |
5.25% |
|
48
months |
5.00% |
5.50% |
|
60
months |
5.25% |
5.75% |
|
72
months |
5.50% |
6.00% |
|
|
|
|
|
Used
Auto |
|
|
|
48
month |
6.00% |
6.50% |
|
60
month |
6.00% |
6.50% |
|
|
|
|
|
Secured
Loans |
|
|
|
48
months |
6.00% |
6.50% |
|
60
months |
6.50% |
7.00% |
|
61-120
months |
7.00% |
7.50% |
|
144
months |
7.75% |
8.25% |
|
180
months |
8.75% |
9.25% |
|
Jumbo
Signature |
14.00% |
14.50% |
|
NuPal |
16.00% |
16.00% |
|
18
month Signature |
7.25% |
7.75% |
|
24
month Signature |
7.75% |
8.25% |
|
Educational
Loan |
7.25% |
7.75% |
|
Home
Loans |
|
Purchase
Money Mortgage Program |
|
15
Year Fixed |
5.50% |
95%
of purchase price |
|
15
Year Adjustable |
5.00% |
100%
of purchase price |
|
20
Year Fixed |
6.00% |
95%
of purchase price |
|
30
Year Adjustable |
5.50% |
90%
of purchase price |
|
Second
Mortgage |
w/Checking |
w/o
Checking |
|
60
months |
6.25% |
6.75% |
|
120
months |
6.75% |
7.25% |
|
144
months |
7.50% |
8.00% |
|
180
months |
7.75% |
8.25% |
FIRST TIME HOME BUYER MORTGAGE PROGRAM
- 20 year fixed rate of 6.00% (rate subject to change without notice)
- Zero down payment / 100% of Purchase Price
- Maximum contract price of $150,000.00
- Home constructed in subdivision only
- No PMI (Private Mortgage Insurance)
- Owner occupied as primary residence
- Payments must be made electronically and have an active checking account
PURCHASE MONEY MORTGAGE PROGRAM- Loan rates and terms only on home built on site. No mobile homes.
- Rates and terms would also apply to no cash out refinances
- Payments must be made electronically and have an active checking accountCASH OUT REFINANCES
15 Year Fixed
5.50%
90% Loan to Value
15 Year ARM
5.00%
90% Loan to Value
20 Year Fixed
6.00%
80% Loan to Value
30 Year ARM
5.50%
80% Loan to Value
Loan rates and terms only on homes built on site. No mobile homes
