Mortgage rates are at an all time low. For example, rates start at 3.75% APR for a 15 year adjustable. Choose from 30, 20, and 15 year term plans with no points, no origination fee and no private mortgage insurance. Contact our mortgage department at 918-610-0207 for information or view our current rates. All loans are subject to credit approval. Rates are subject to change without notice. Tulsa Federal Credit Union is an equal housing lender.